Bank Fees Blues and the Matter with This Place

congress passed a law.
banks stopped collecting tens of extra cash from some citizens overdrafting.
i have to pay 9 dollars each month now for wells fargo to hold the zeros and ones that create my monetary worth.
so i ask,
what is the rate and breadth of suffering incurred by those bank owners,
compared to those they lay-off to replace with automated tellers, to keep afloat
that bottom line?
 A salary cap in baseball?
A salary cap in football?
A salary cap for the fortune 500's who flout we people, highly floating on waves of gold coins like Uncle Scrooge
would be communism.
Although those who stay in the bottom category of society,
or wade in the middle,
are dependent on those who have money to pay;
and those who have money to pay
want to hoard more for themselves to ride those glistening waves,
thereby firing their dependents,
what is a citizen to do
within Capitalism?
Serve the customer her rake
so the company can pay the bank, and the rake maker,
who can then pay the bank, and the material supplier,
who then pays the bank.
And everyone still pays an ATM fee
because their bank doesn't supply its own
at the nearest corner store.

This is It

What is the problem with socialism anyway? Policy driven by society's needs against policy driven by banks. If we're all Americans, all neighbors, why do we refuse to live for each other, the common good? The idea has been tainted by propaganda, ever so cleverly camouflaged.